Consolidating private education loans


25-Jun-2017 08:47

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In finance, a loan is the lending of money from one individual, organization or entity to another individual, organization or entity.

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Fixed interest rates stay the same over the life of the loan. Your interest rate will be determined by several factors when you apply, most importantly your credit history and that of your cosigner, if applicable.When you consolidate multiple student loans or refinance a single student loan, you may receive a lower monthly payment with a reduced interest rate or an extended repayment term.