Consolidating sallie mae loans federal loans


04-Aug-2017 21:00

Public loans administered through Sallie Mae be consolidated with other student federal loans.The agency used to allow student-borrowers to apply for the consolidation of federal loans directly, but this is no longer the case: They now have to apply directly to the U. Department of Education's Federal Student Aid division.Sallie Mae has stopped the consolidation of federal loans.This leaves a lot of graduates and undergraduates with even fewer choices for loan consolidation companies to choose from, especially with the fact that consolidated federal loans have a fixed rate that is much cheaper than the variable rates of consolidated private loans.FLEXIBLE REPAYMENT OPTIONSSallie Mae offers flexible repayment options in the form of:ñ standard repayment plan: this is the cheapest option available to private loan holders, as it has the lowest total interest expense.

A loan can only be in forbearance for up to 12 months.

Students can opt for an income-based repayment plan.



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